SMEs (Small Medium Enterprises) are on the scanner of general insurance companies. To insure against hazards of fire, riots and personnel accident and other risks, special schemes are available at attractively low premium. To raise capital through banks, insurance is mandatory. Shops and Malls For shops and malls, general insurance companies have customized packages; these cover many risks; including money in safe, money in transit, theft and employee fidelity. Coverage against business interruption and purchase protection are a recent addition. Bouquet of Services Foreign and domestic institutional investors look for much more diversified investment avenues than an individual. These would be, IPOs, mutual funds, bulk deals, deriva … general insurance companies , Institutional services